Refinance Closing Attorney Charleston for Fast, Accurate Signings
Streamlined Closings for Refinances and Home Equity Loans
Clear steps for rate locks and quick turnarounds
Townes Law Firm closes refinances and HELOCs across Mount Pleasant, Downtown Charleston, James Island, Park Circle, and the islands. As a
refinance closing attorney Charleston, we coordinate with local and national lenders, confirm payoff statements, and manage signing appointments that fit your schedule. South Carolina requires attorney supervision for these transactions, so we review terms, confirm insurance, and align title updates with closing and funding. For a broader view of purchase services, see
real estate closings to understand how our process carries across transaction types.
Our Refinance Closing Services
Documents, title updates, and recording done right
We review your lender package, explain the note and mortgage, and answer questions about payment changes or escrow. Our title update checks for liens, judgments, and new easements since your purchase so the new mortgage records cleanly. For HELOCs and second mortgages, we confirm lien position and record promptly. If you plan to refinance after a
residential real estate closings purchase, we can coordinate with your lender and provide your prior title details to help streamline the process.
Convenience for Clients
Flexible scheduling that fits your day
We offer efficient signings at our Belle Hall office with easy parking near Long Point Road. For busy homeowners and military families, we can arrange remote or mail away options where permitted. If your lender is out of state, we serve as the local attorney to finalize in compliance with South Carolina practice.
Construction Loans and Specialty Transactions
From new builds to loan modifications
We handle construction loan closings for new homes and major renovations, including initial signing and draw related documentation. Our team also assists with modifications and reverse mortgage signings when applicable. If a refinance changes your balance sheet or beneficiaries, many clients choose to refresh key documents, so consider updating
estate planning to keep everything aligned with your goals.
FAQs – Refinances and HELOC Closings
What homeowners ask most
Is an attorney required for a refinance in South Carolina?
Yes. An attorney supervises the closing and recording just like a purchase.
How long does a refinance signing take?
Most signings take about 30 to 60 minutes, with the overall lender process often lasting a few weeks.
What should I bring to closing?
A government ID, any funds required by your lender, and an insurance binder if requested. We share a simple checklist in advance.
Can you refinance soon after buying?
Many lenders allow it subject to their seasoning rules. We can close whenever your lender is ready.
What makes a HELOC closing different?
You sign a credit line agreement and a second mortgage that records behind your first. We confirm lien position and record right away.
Ready to Refinance or Tap Equity
Start the process with clear next steps
Share your rate lock date and preferred times. Townes Law Firm will confirm your lender package and set a signing that works for you.